December, the month of the white Christmas, of gifts, end of month squeezes and expenses. A month of revelry and consumption in which many Spaniards resort to different financing methods to assume Christmas purchases. And it is that up to 4 million Spaniards seek to finance their Christmas purchases in 2019 with online microcredits for these dates.

Undoubtedly, a very smart solution to bear the high costs of Christmas shopping, gifts and family dinners. Credit institutions offer help and ways to defer your purchases through credit cards, mini-loans or a salary advance.

Advantages of financing purchases

Advantages of financing purchases

The main advantage of applying for a Christmas online microcredit is the ease of being able to face Christmas shopping and all the expenses of this December. As well as the ease with which these credits can be obtained and their acceptance process.

On the other hand, they also offer:

  1. Christmas shopping help.
  2. Very low interest rates.
  3. The benefit is small therefore it is easy to correct the expense.
  4. No interest will be paid on some microcredits online

In short, microcredits are small aids that can be a good escape if we have economic solvency problems to deal with Christmas purchases that are just around the corner.


As we have said, it is one of the easiest ways to have credit for those people who have been denied other types of aid, since no collateral is necessary and interest is usually low.

Also, generally, microcredits do not usually exceed $ 600 and their duration is usually 1 month. However, if you are already a “good customer” in some entities increase the amount borrowed and the return time.

Although they are small quantities it is important to be able to face your return in the agreed time. Otherwise, financing companies may apply economic sanctions that significantly increase the money to be returned.

Entities that may interest you


Good Credit offers us the possibility of receiving up to $ 300 to new customers, and up to $ 600 to old customers. These are fast and simple online microcredits that consist of a repayment term of up to 60 days without additional costs, provided that the return term is met.

On the other hand, if you want to request a larger amount and return it in a broader term, Good Finance also offers these Christmas microcredit services with grants from $ 300 to $ 2,500 in a variable period of 3 to 24 months. A simple way to solve your Christmas shopping.